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7 Ways to Cut College Costs-spun1

 
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PostWysłany: Czw 21:04, 29 Sie 2013    Temat postu: 7 Ways to Cut College Costs-spun1

7 Methods to Cut College Costs
These price tags are frightening, but they're also largely meaningless. Like most families won't pay anywhere close to $50,000 for a school.
[Read much more about finding the real cost of college.]
When my two children were visiting schools, one of their main goals finding great colleges to locating schools where we wouldn't need to pay top dollar.
Checking the generosity of a school is just one method to cut college costs. Here are a few others:
1,[link widoczny dla zalogowanych]. Don't just try looking in your backyard. About one inch every three university students attends a college that's no more than 50 miles away. And most of those schools are public institutions.
For some students, however, distant private colleges will definitely cost less than public universities after educational funding and scholarships. My son's best friend in San Diego,[link widoczny dla zalogowanych], for instance, will be attending Carleton College within the fall after receiving a large financial aid package from the liberal arts college in Northfield, Minn.
The price tag for Carleton College's tuition and room and board is more than $52,[link widoczny dla zalogowanych],000,[link widoczny dla zalogowanych], but it will definitely cost my son's friend just $7,000 or $8,000 annually. That's some deal.
[Read more about paying for college,[link widoczny dla zalogowanych].]
2. Pay attention to graduation rates,[link widoczny dla zalogowanych]. Most families mistakenly think that their kids will graduate in four years,[link widoczny dla zalogowanych]. Fewer than 60 % of school students graduate in six years! Always examine a school's graduation rates to see what it takes to get out in eight semesters,[link widoczny dla zalogowanych]. News Best Colleges rankings and College Results Online are resources that can help you pinpoint grad rates.
3. Look for the schools with generous financial aid packages. A great place to assess the generosity of the school is to look at its educational funding statistics about the federal College Navigator site.
4. Obtain a preliminary EFC. Before beginning looking at schools,[link widoczny dla zalogowanych], check what your family's Expected Family Contribution will be. This will be how much money, at a minimum, that you'll want to pay out for just one year of college. In many cases,[link widoczny dla zalogowanych], you'll have to provide more than that figure. Make an application for aid regardless of your earnings. Families that make $150,[link widoczny dla zalogowanych],000 to $200,[link widoczny dla zalogowanych],000 annually can occasionally be eligible for a significant need-based aid at pricey colleges. If you don't file the FAFSA the CSS/Financial Aid PROFILE for some private schools won't be eligible for a need-based help. Without completing the FAFSA, additionally you won't get access to federal college loans.
[Read about how exactly federal loans are getting cheaper and simpler.]
6. Search for merit scholarships. At private schools, 82 % of students receive merit aid. About two-thirds of students at private and public institutions combined receive some form of grant. Beware of reach schools. The possibility of reach schools is they often give little if any financial aid or scholarships to students who barely get in. Most schools reserve their finest aid packages towards the students they really covet.
Lynn O'Shaughnessy is really a higher-ed journalist, speaker and consultant,[link widoczny dla zalogowanych], who's centered on helping families with teenagers find the right colleges at the right price. News college blog, Lynn also shares her knowledge about college strategies at her own blog,[link widoczny dla zalogowanych], TheCollegeSolutionBlog,[link widoczny dla zalogowanych], as well as one at CBSMoneyWatch.
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