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Chris Nolan starts shooting 'Interstellar' in Alberta
HOLLYWOOD, Aug. 13 () -- Director Christopher Nolan has begun principal photography on "Interstellar" in Alberta, Canada, Paramount Pictures and Warner Bros. Pictures said Tuesday.Co-written by Nolan and his brother Jonathan, the science-fiction film is to be released in IMAX and 35mm theaters Nov. 7, 2014. Starring Matthew McConaughey, Anne Hathaway, Jessica Chastain, Bill Irwin, John Lithgow, Casey Affleck, David Gyasi, Wes Bentley, Mackenzie Foy,[url=http://www.leedpe.com/]christian louboutin pigalle[/url], Topher Grace, David Oyelowo, Ellen Burstyn and Michael Caine, the movie follows "the adventures of a group of explorers who make use of a newly discovered wormhole to surpass the limitations on human space travel and conquer the vast distances involved in an interstellar voyage,[url=http://www.leedpe.com/]cheap christian louboutin shoes[/url]," a synopsis said. Paramount Pictures will distribute the film domestically and Warner Bros. Pictures internationally.Christopher Nolan's previous movies include "Memento," "Batman Begins," "The Dark Knight," "The Dark Knight Rises" and "Inception."

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**NOTE** - has claimed original rights on the article "The future cost of higher learning" ... if there is a dispute on the originality of this article ... please contact us via our and supply our staff with the appropriate details of dispute (ie ).
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CEFI specializes in Education Savings Plans for Children's future Education.
The future cost of higher learningArticle Summary: Children's Education Funds Inc. has paid [link widoczny dla zalogowanych] out the highestEAPs for all scholarship plans for the past 16 years! *
The cost of a college or university education is continuing to rise and thereby creating more pressure on students and parents to set money aside for the day they graduate from high school. Here are some stats you should know:
Statistics from Statistics Canada show that on average undergraduate students paid $5,313 in tuition fees in the 2011/2012 academic year. Tuition is projected to increase by 5% to [link widoczny dla zalogowanych] $5,581 for the 2012/2013 academic year. (1)
Future costs in 2027 for a 4 year programme where the student lives at home are projected to be in the neighbourhood of $93,249 and $145,670 if you add room and board. (2)
The question now becomes, where will this money come from? In Canada, CRA created the Registered Education Savings Plan ("RESP"). A RESP differs from a Registered Retirement Savings Plan ("RRSP") in that contributions made to a RESP are not tax deductible. They are however eligible to receive a minimum 20% government grant through the Canada Education Savings Grant ("CESG"). All investment income grows and accumulates tax-free. Here are the rules:
To open a RESP and be eligible for the CESG, the child must be a Canadian resident and have a valid [link widoczny dla zalogowanych] Social Insurance Number ("SIN"). Plans may be opened without a SIN, however they cannot be registered or receive CESG until a SIN is obtained.
Lifetime contribution is capped at $50,000
RESP [link widoczny dla zalogowanych] contributions are not tax deductible
Each child can accrue $2,500 in "grant-eligible" contribution room each year starting in 2007. Previously only $2000 of "grant-eligible" contribution room is accrued.
Contributions receive the following CESG:
Canada Education Savings Grant:
The basic Canada Education Savings Grant (CESG) is 20% of the first $2,500 contributed to an RESP each year (maximum $500 per year).
The maximum CESG over the lifetime of the plan is $7,200
Enhanced Canada Education Savings Grant:
If your annual family income is $42,707 or less, you would be eligible to receive 40% CESG on the first $500 contributed to an RESP.
If your annual family income is greater than $42,707 but not exceeding $85,414 you would be eligible to receive 30% CESG on the first $500 contributed to an RESP.
Canada Learning Bond : (For Children Born After December 31, 2003)
Receive $500 in the first year for families entitled to receive the National Child Benefit Supplement and $100 per year in any subsequent year of entitlement up to and including the year the child turns 15 years of age.
Alberta Centennial Education Savings Plan (For Alberta Residents):
You are eligible to receive a $500 one-time contribution for children born in 2005 or later and
$100 for eligible children at ages 8, 11 and 14.
Quebec Education Savings Incentive (For Quebec Residents:
The basic Quebec Education Savings Incentive [link widoczny dla zalogowanych] [link widoczny dla zalogowanych] (QESI) is 10% of the first $2,500 contributed to an RESP each year (maximum $250 per year).
The maximum QESI over the lifetime of the plan is $3,600
If your annual family income is $42,707 or less, you
would be eligible to receive an additional 10% QESI on the first $500 contributed to an RESP.
If your annual family income is greater than $42,707 but not exceeding $85,414 you would be eligible to receive an additional 5% QESI on the first $500 contributed [link widoczny dla zalogowanych] to an RESP.
6. There are age restrictions with CESG. Contributions made after the year in which the child turns 17 are not CESG eligible. Also, for the years when the child is 16 or 17, [link widoczny dla zalogowanych] CESG payments are dependent upon the following:
(a) A minimum of $2,000 in RESP contributions must have been made [link widoczny dla zalogowanych] before the year in which the child turns 16; or
(b) A minimum of $100 in annual RESP contributions must have [link widoczny dla zalogowanych] been made in any 4 years before the year the child turns 16.
These are the rules that all Canadians must adhere to when opening a RESP. The Children's Education Trust sole mandate of providing financial assistance to Beneficiaries in order to
encourage and promote the advancement of higher education.
It is very important to distinguish that there are two "types" of money in a RESP account: principal contributions and accumulated income. [link widoczny dla zalogowanych] The principal contributions are the deposits made by the subscriber while the accumulated income is comprised of the investment income on deposits (including attrition), top-up, CESG, income on CESG and discretionary return of enrollment fee.
Statistics Canada, "The Daily", "University Tuition Fees", September 16, 2011, September 12, 2012
(2) SOURCE: Statistics Canada Table 1 - Average undergraduate tuition fees for Canadian full-time students, by province published September 16, 2011
1. Tuition Fees Source - Statistics Canada Table 1 - Average undergraduate tuition fees for Canadian full-time students, by province published September 16, 2011;
2. Tuition [link widoczny dla zalogowanych] Fees Increase Rates Source- Statistics Canada Table 1 - Average undergraduate tuition fees for Canadian full-time students, by province published September 16, 2011
3. Living Expenses Sources
- The Canadian Campus Companion Book by Erin Millar and Ben Coli published in 2011 Page 160 - "Two Sample Student Budgets" table
- OSAP website - Tuition [link widoczny dla zalogowanych] and Living Costs Page (2011)
- University Admission websites - Queen's [link widoczny dla zalogowanych] University, Simon Fraser University, University of Alberta, University of Saskatchewan, McGill University (2011)
4. Living Expense Increase Rate Source - Consumer Price Index from Statistics Canada. (published January 20, 2012)
*CEFI has compared its Education [link widoczny dla zalogowanych] Assistance Payments for the Group Option Plan to those of other Group Scholarship Plans through publicly available information and disclosure. On the basis of this comparison CEFI has determined that its Group Option Plan has paid the highest Education Assistance Payments per unit to beneficiaries from 1996 to 2012 inclusive. *Please refer to the latest management report of fund performance available at sedar.com
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