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For the average loan, the difference means that your 30-year mortgage will be paid off in approximately twenty years. Today, lenders are eager to help customers switch to the biweekly payment schedule because they get their money back in much less time. As with most loan or credit products, the small monthly deposits [url=http://www.villacannizzo.it/category/hogan-outlet-milano]hogan outlet milano[/url] plus time leads to a rapid [url=http://www.pollinate.it]moncler[/url] reduction in your outstanding balance.
Getting Started
To set up a biweekly mortgage call your lender or servicing company and ask them to change your payment schedule. Always ask upfront if there are any fees involved. Usually there is one time administrative fee to set up your account. Some lenders will also charge [url=http://www.wucmatchracing2012.fr/hollisterfrance.php]hollister co france[/url] a recurring fee that is added to every payment.
Even fewer lenders will charge both a one time fee and the recurring servicing fee. As long as the exact amount of the charges are stated up front you should still [url=http://www.viarosmini33.it]Woorich Outlet[/url] see a significant decrease in [url=http://www.montresidole.fr]moncler doudoune[/url] your loan balance annually.
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Lender requirements
Most lenders will require that you sign up for automatic debits from your checking or saving account before you can get a biweekly mortgage payment plan. This makes it much easier for an industry that is trying to [url=http://www.openheartgmc.com/barbour.php]barbour outlet[/url] cut down on their paperwork, and it decreases the rate of late [url=http://www.technick.fr]hollister france[/url] payments.
A biweekly mortgage can work for you, but watch out for those fees.
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