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The money you put into your savings account is tax deductible, and can also be used to pay for health care expenses [url=http://www.1855sacramento.com/woolrich.php]woolrich bologna[/url] like prescription drugs, vision care, or dental bills. The money that remains in your account earns interest tax deferred so you don't have to pay taxes on it.
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Where can I get an HSA?
You can sign up for an HSA with your employer, at your bank, at a credit union, or with an insurance company (see link below). For more information on HSAs and how to set up your account, visit the U.S. Treasury Department's website at: treasury.gov/offices/public-affairs/hsa.
How much do HSAs cost?
You don't purchase an HSA, you purchase a high deductible health insurance plan and put money into your savings account to pay for your deductible and other medical expenses.
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To get cheap high deductible health insurance you need to compare rates from different companies. Fortunately, this is easy thanks to the Internet. You can go online to an insurance comparison website, fill out one simple form, then get rate quotes from a number of insurance companies.
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The author, Brian Stevens, is a former insurance agent and financial consultant who has written a number of articles on Health Savings Account plans.
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