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'clock the evening of 19 began receiving the first single report, as of the morning 7:00, received a total of 76 reported telephone, 14 claims personnel not sleep that night." China Yunnan branch of PICC and Lei Jieshao Claims Division general manager, said the company went from a 7:00 start dispatch room, the organization claims personnel, contact the rescue vehicle, arrange comforted customers, etc., and quickly determine the response plan, held an emergency video conferencing,[link widoczny dla zalogowanych], deploy implementation of the "four fast", namely: fast rescue, quick release inspection, quick set loss, quick repair. As of yesterday, 12 o'clock, Yunnan Branch of PICC accepts a single vehicle damage report 1316, has been completed rescue, pulled the vehicle repair shop overhauled and complete set loss 801. In order to expedite the completion of the storm flooded vehicle insurance claims work, PICC learn from last year and last month Qujing Beijing flooded flooded vehicle handling, damage to the vehicle is divided into six categories according to the extent of damage, with the Cooperation repair shop to determine in advance the cost of repairing each category, vehicle repair shop pulled dismantling begins immediately after cleaning by insurance loss personnel,[link widoczny dla zalogowanych], owners, repair shop damaged three categories identified as belonging to what extent, in order to achieve fast repair Fast pay. "Which has a Mercedes S350, 21 noon until dragged out from the water,[link widoczny dla zalogowanych], the whole car was soaking time more than 50 hours, our staff recommended after dismantling the owners constructive total loss, but the owners of the car have more feelings, or requires repair,[link widoczny dla zalogowanych], finalize reached 730,000 yuan maintenance costs. "and Lei Jieshao, the car market price at 130 yuan, according to the owner's insurance situation, constructive total loss, because the car has been used more than two years, PICC Insurance claims can be about 100 million vehicles by the PICC recycling, owners need to own invested 300,000 yuan fleets. But the final result is that the owner of the original car is very emotional,[link widoczny dla zalogowanych], "This car was my another wife, I do not want to replace her." Therefore, the owners chose the way of maintenance. And Lei Jieshao company has been through constructive total loss the way to allow customers to buy a new car, because PICC build a nationwide insurance claims are salvage auction platform, you will need an old vehicle total loss claims on the platform auction, participate in the auction staff implement a membership system, from nationwide automobile manufacturers,[link widoczny dla zalogowanych], auto repair factory, second-hand car market as well as auto parts suppliers,[link widoczny dla zalogowanych], etc., on the one hand for the company to effectively reduce losses at the same time take advantage of scrap materials,[link widoczny dla zalogowanych], on the other customers to reduce the quality of the vehicle maintenance hassles. It is reported that, in accordance with the "four fast" claims initiatives fastest twelve days in Kunming owners can extract repaired vehicle, but like the whole car was soaked more than 50 hours of bike-Benz S350, to the whole car repaired, is expected to take two months. Dai River flooded vehicles repaired "unsafe" recommended that owners replacement car industry people say a storm left remedial work continues. Yesterday, the Evening News reporter learned from a number of brand 4S stores in Kunming responsible person has learned that a large number of vehicles are still pending repair sales center, and such work will take some time to complete. Yunnan Economic and Trade Co., Ltd. Chairman Assistant sea edge Jing Feng Yu told reporters,[link widoczny dla zalogowanych], SUV models is relatively good condition, you can generally Jiajiao damage degree is more serious. According to the person in charge of a number of auto repair shops, motor vehicles in the event of heavy rainfall, often damaged in large quantities, ranging from body water, dried water rebuilt interior, so repair costs not less than 5,000 yuan; weight is causing the engine severely damaged, the repair cost will be more than ten thousand yuan, and some high-end vehicle's engine maintenance costs even up to a few million or even more than ten million. The most annoying problem is the circuit, car flood damage to electronic components caused by the loss is great. Highly corrosive mixture of rain will affect the electrical function, even fixes may also affect the future use ...... Feng Jing I said that this problem is not just the engine, circuit, oil, rust, mildew has risks. Therefore, they suggested that, in order to ensure the future safety of vehicles, car soaked,[link widoczny dla zalogowanych], the owners best choice for replacement car. Wang Shujuan Reminder owners in the flood caused by heavy rains way to transfer insurance risk of loss, is necessary. According to reports, Ping An Property & Casualty launched multi-channel "wading loss insurance" (hereinafter referred to as "wading dangerous") special services to facilitate customers insured. From the beginning of the website, incase, agents and other channels, the property and casualty insurance in the country will gradually promote the SMS insurance services, customers can send text messages to insure wading risk. Wading insurance premiums are not high, only 5% of caustic danger. A price of around 100,000 new cars, insurance wading insurance premiums at 100 yuan. Insured, the insurance vehicle insurance during the period of flooded or because wading cause engine damage, the insured person may be stated in the insurance policy within the limits of compensation for compensation. If the insured additional insurance is not deductible, the insured person receive full compensation. In addition, the flexible wading insurance coverage, either together with the car damage insurance, can also be insured under the premise of caustic danger wading additional insurance risk. Cao Jie intern Wu Yaping
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